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 Business Financing - Bad Credit OK

When Banks Can't, We Can! 

We specialize in hard to place business loans and financing for merchants that have difficulty getting approved by most banks. These loans called subprime are generally designed for merchants with less than stellar credit. 

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Merchant Cash Advance

In a pinch and need some cash? Merchant Cash Advances are a short term solution for a short term cash pinch.  

  • FICO Score 500+ 

  • Approval within 20 minutes

  • Next Day Funding

  • Easy payment terms

Business Financing

Have you been turned down for bad credit, limited collateral or cash-flow, a past bankruptcy, a unique business or other issues? We can help. Our direct lender specializes in financing for these specific conditions. 

  • 550 Min. Credit Score

  • Rates start at 5%

  • Short to Long Term loans

  • Unrestricted Working Capital

  • 6 months in business

Business Owner
Image by Humphrey Muleba
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Equipment Financing

We only work with Direct Lenders that get the picture - the whole picture.  Our partners are the nations top equipment financing lenders. 

  • ​0% down on purchases

  • Start-up terms available

  • Approval within hours

  • New and used equipment financing

  • Same Day Funding

Bank Direct Rates

Our partners are a diverse mix of aggressive regional banks and venture capital firms that help the underserved SMB market. Get bank direct rates with favorable terms and conditions. Special business financing for special situations! 

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Quick Approval

Approval times are a fraction of the time it takes the big banks to approve and fund. Approval times within 20 minutes to several hours for certain funding needs. Our partners understand your need to access cash - fast!

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Stay Focused on Your Business

Let us do the heavy lifting. You have enough going on. Paint the picture for us and we will provide you with custom financing that fits your exact needs. 

Lets Get Started! 

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